NurseMoneyDate® | Financial Coaching for Nurses
✦ Financial Coaching for Nurses

Know your money. Trust your decisions. Make nursing optional.

NurseMoneyDate® helps capable nurses stop avoiding and second-guessing their money, understand their numbers, know what deserves their attention next, and build the financial self-trust to create more choice around nursing.

100+
NURSES COACHED
April Waddell
April Waddell
FORMER ICU NURSE · CFEI, CERTIFIED FINANCIAL EDUCATION INSTRUCTOR
CANDIDATE FOR CFP® CERTIFICATION
100+
Nurses Coached
4+
Years Serving Nurses
500+
Live Coaching Calls

You're not bad with money.

You've read the books. You follow the finance accounts. You probably have a Roth IRA, or at least know you should. You understand compound interest and you're not starting from zero. You're a nurse. You master complex, high-stakes systems every single shift. Money is not beyond you.

And yet, something isn't clicking. You still feel behind. You still second-guess your decisions. You still aren't sure what deserves your attention next or how to make the decision without spiraling. More information is not the missing piece. You need a way to work with your money.

Generic financial education wasn't built for your life.

It doesn't account for rotating schedules, shift differentials, overtime traps, agency pay, or the emotional toll of caregiving. It doesn't speak nurse, and it doesn't know your specific situation.

The gap isn't knowledge. It's knowing how to come back to your real money, understand what is happening, know what deserves your attention, and make the next decision with support.

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Information overload without direction
More content, more conflicting advice, more noise. You know a lot, but you still are not sure what deserves your attention next.
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Overthinking every financial decision
Should I pay off debt or invest? Is this account right for me? You're capable of figuring it out; you just don't have anyone to think it through with.
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Starting over every few months
You get motivated, make a budget, lose momentum after a tough stretch of shifts, and find yourself back at square one.
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The quiet shame of feeling behind
You earn good money. You care about your future. So why does it still feel like you're not where you should be?

Financial self-trust is built through a practice, not a perfect plan.

Inside NurseMoneyDate®, you learn how to return to your money, look at what is real, understand what is happening, decide what matters, and take the next step. You do not have to get money perfect. You need a way to keep working with it.

Step 01
🩺
Know
→ Understand what is actually happening
Start with a shame-free look at your real numbers, accounts, debt, savings, spending, and priorities. The goal is not to judge the numbers. It is to understand them well enough to know what deserves your attention.
Step 02
🗓️
Trust
→ Make the next decision with confidence
Use Weekly Money Dates to keep coming back to your financial life. Ask the question, review what is real, think through your options, and make a decision without needing perfect certainty first.
Step 03
🌱
Choose
→ Create more options around nursing
Use what you know to decide what to save, pay off, invest, or change next. Over time, those decisions create more choice around overtime, schedules, specialties, time off, and when or whether you need nursing income at all.

Your real money. Your real decisions.
Built around your life as a nurse.

These are not separate services or a checklist you have to complete. We work through the parts of your financial life that actually deserve your attention, in the context of your real numbers, goals, and nursing life.

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Day-to-Day Budgeting
Managing your money around shift work, overtime, and irregular schedules so you always know where you stand.
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Money Mindset
Rewriting the stories you tell yourself about money. Shame-free, judgment-free transformation from the inside out.
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Credit Card Debt Management
A clear, personalized payoff strategy so credit card debt stops controlling your decisions.
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Student Loan Strategy
Navigate repayment plans, forgiveness programs, and aggressive payoff strategies that fit your income.
📊
Credit Score Building
Understand what impacts your score and build a plan to raise it strategically and sustainably.
✈️
Travel Hacking
Learn how to use travel points and rewards strategically so you can travel smarter, not spend more.
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Life Planning
Wedding planning, baby and family planning, combining finances, or rebuilding after divorce. We plan for life's biggest moments.
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Retirement & Investing
Understand your employer-sponsored accounts, learn how to set up investments, and build long-term wealth with confidence.
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Product Review & Clarity
Were you sold an IUL but don't really get it? We break down what you have, how it works, the pros and cons, and whether it makes sense for you.
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Debt Management Plans
A comprehensive approach to all your debt, organized into a strategy with clear priorities and timelines.
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Big Purchase Readiness
Preparing financially for a home, car, or any major purchase so you go in informed and confident.
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Financial Safety Net
Emergency funds, sinking funds, and insurance clarity so you're protected no matter what happens.

Collaborative. Unbiased. Built to empower you.

April believes that if you're smart enough to be a nurse, you're smart enough to manage your money. Her job isn't to tell you what to do; it's to teach you what things are, how they work, the pros and cons, and help you understand your options so you're making the most informed decision possible.

This is collaborative coaching. April walks alongside you, not in front of you. Every decision is yours, and you'll feel confident making it.

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No products. No commissions. Ever.
April does NOT sell financial products or receive any commission. She charges a flat fee for her services, period.
🤝🏽
Collaborative, Not Prescriptive
You're the expert on your life. April brings the financial knowledge and teaches you the language so you can make your own empowered choices.
⚖️
Completely Unbiased
No affiliations, no product sales, no hidden incentives. April's only loyalty is to you and your financial health.
💡
Education Over Everything
You'll understand the why behind every recommendation. When you know how things work, you don't need to depend on anyone else.

What changes when nurses stop avoiding their money and start working with it.

Christina
Telemetry Nurse Christina
Elaiza
Dialysis Nurse Elaiza
Nicole
L&D Nurse Nicole
Keisha
Ortho Nurse Keisha
Wendy
Dialysis Nurse Wendy
Jo Ann
Home Health Nurse Jo Ann

This is for the nurse who's ready to stop circling her money and start working with it.

You do not need to have everything figured out before you join. You just need to be willing to look at what is real, ask questions, make decisions, and take the next step with support.

You earn good money but still feel financially behind, and you can't quite explain why
You've started budgets, savings goals, or investment accounts, and quietly abandoned them
You overthink financial decisions and end up doing nothing instead of something wrong
You want to invest, build wealth, or get debt-free, but you need a plan that fits shift work
You're tired of generic education that doesn't account for how nurses actually live and earn
You're ready to do the work; you just need someone in your corner who gets it
This is not for you if...
You're looking for someone to make decisions for you without teaching you why
You want a quick fix or a one-size-fits-all financial template
You're not willing to look honestly at your real numbers
You need investment advice or legal/tax counsel (April provides education, not investment advice)
Learn more about our signature nine-week mentorship program.
Explore what is included, how the nine weeks are structured, and what it looks like to actively work with your money with personalized coaching and support.
Learn More About Our Signature Mentorship →
April Waddell
April Waddell
April Waddell
April Waddell

Built for nurses, led by a nurse who's been there.

April comes from a family of nurses, from her big sister in the OR to her mom working on an LTAC unit. As a Filipino, nursing isn't just a career. It's part of the culture and the language at home.

She grew up in Chicago and spent seven years working in healthcare, with the majority of that time as a pediatric ICU nurse. After stepping away from the bedside, she took everything she had learned about money and built something specifically for the nurses around her. NurseMoneyDate® launched in 2021 and has been growing ever since.

5,500+ hours coaching nurses on their finances
500+ live coaching calls delivered
CFEI® Certified Financial Education Instructor
CFP® Certification Candidate

NurseMoneyDate® was built to be nurse-specific, because traditional financial advice often doesn't reflect the realities of this profession. The schedules, the income patterns, the emotional demands, the family dynamics; all of it shapes how nurses experience money.

April teaches both the strategy and the behavior, because building wealth isn't just about the math. It's about the relationship you have with your money.

Invite April to your next nursing event.

Looking for a speaker who actually understands nurses and can make money conversations feel practical, relevant, and human? April speaks at nursing conferences, hospitals, universities, and professional events on financial wellness, wealth building, and creating more choice through money.

Available for in-person and virtual events.

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Conferences & Conventions

Custom presentations for nursing conferences and professional organizations.

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Hospital Staff Development

Practical financial wellness education for nursing teams.

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Nursing Schools & Programs

Money, career, student loan, and wealth-building education for nurses early in their careers.

Invite April to Speak →
Connect on LinkedIn
April speaking at a nursing event
April speaking on stage
April participating in a nursing panel

You don't need nine more weeks of learning about money. You need nine weeks of actually working with yours.

For nine weeks, we take the financial life you already have, your accounts, goals, questions, habits, and nursing income, and work through it together. The goal is not another folder of information. It is knowing how to come back to your money and make the next decision.

Learn More About Our Signature Mentorship →